Frequently Asked Questions

Clear Answers for Confident Decisions, Curated by Nivasa Home Finance Experts with 25 Years of Experience Helping Thousands of home owners

What is Nivasa Finance and how does it help me?

What financial products can I access through Nivasa?

Who will actually provide the funds for my loan?

How do I know if I am eligible for a loan?

Is the application process difficult?

Are there any hidden fees or upfront costs?

Is my personal and financial data secure?

What if I have a problem or a complaint?

Frequently Asked Questions

Clear Answers for Confident Decisions, Curated by Nivasa Home Finance Experts with 25 Years of Experience Helping Thousands of home owners

What is Nivasa Finance and how does it help me?

What financial products can I access through Nivasa?

Who will actually provide the funds for my loan?

How do I know if I am eligible for a loan?

Is the application process difficult?

Are there any hidden fees or upfront costs?

Is my personal and financial data secure?

What if I have a problem or a complaint?

Frequently Asked Questions

Clear Answers for Confident Decisions, Curated by Nivasa Home Finance Experts with 25 Years of Experience Helping Thousands of home owners

What is Nivasa Finance and how does it help me?

What financial products can I access through Nivasa?

Who will actually provide the funds for my loan?

How do I know if I am eligible for a loan?

Is the application process difficult?

Are there any hidden fees or upfront costs?

Is my personal and financial data secure?

What if I have a problem or a complaint?

CIN : U64990KA2025PTC212331
GST : 29AALCN0968L1ZQ

Phone Number : 8549999855

"Nivasa Finance" is a brand used by Niketan Financial Services Private Limited which is a sister concern of Nivasa Capital Private Limited. Both of these are wholly owned subsidiaries of Oka Housing Technologies Private Limited.

Registered offices:

Niketan Financial Services Private Limited - NO.7/1 (Old No. 4/5) Ali Askar Road, Vasanth Nagar, H.K.P. Road, Bangalore North, Bangalore - 560052, Karnataka.

Oka Housing Technologies Private Limited - NO.7/1 (Old No. 4/5) Ali Askar Road, Vasanth Nagar, H.K.P. Road, Bangalore North, Bangalore - 560052, Karnataka.

Nivasa Capital Private Limited - NO.7/1 (Old No. 4/5) Ali Askar Road, Vasanth Nagar, H.K.P. Road, Bangalore North, Bangalore - 560052, Karnataka.


Branches: Mysore, Mandya, Ramanagara (Bengaluru South).

Niketan Financial Services Private Limited (Nivasa Finance) is an intermediary and Direct Selling Agent of RBI authorized Banks/NBFC's.

*Terms and conditions apply. Loan approvals are subject to the discretion of our Partner banks/NBFC's regulated by RBI.

© 2025 NIKETAN FINANCIAL SERVICES PRIVATE LIMITED. All Rights Reserved.

CIN : U64990KA2025PTC212331
GST : 29AALCN0968L1ZQ

Phone Number : 8549999855

"Nivasa Finance" is a brand used by Niketan Financial Services Private Limited which is a sister concern of Nivasa Capital Private Limited. Both of these are wholly owned subsidiaries of Oka Housing Technologies Private Limited.

Registered offices:

Niketan Financial Services Private Limited - NO.7/1 (Old No. 4/5) Ali Askar Road, Vasanth Nagar, H.K.P. Road, Bangalore North, Bangalore - 560052, Karnataka.

Oka Housing Technologies Private Limited - NO.7/1 (Old No. 4/5) Ali Askar Road, Vasanth Nagar, H.K.P. Road, Bangalore North, Bangalore - 560052, Karnataka.

Nivasa Capital Private Limited - NO.7/1 (Old No. 4/5) Ali Askar Road, Vasanth Nagar, H.K.P. Road, Bangalore North, Bangalore - 560052, Karnataka.


Branches: Mysore, Mandya, Ramanagara (Bengaluru South).

Niketan Financial Services Private Limited (Nivasa Finance) is an intermediary and Direct Selling Agent of RBI authorized Banks/NBFC's.

*Terms and conditions apply. Loan approvals are subject to the discretion of our Partner banks/NBFC's regulated by RBI.

© 2025 NIKETAN FINANCIAL SERVICES PRIVATE LIMITED. All Rights Reserved.

CIN : U64990KA2025PTC212331
GST : 29AALCN0968L1ZQ

Phone Number : 8549999855

"Nivasa Finance" is a brand used by Niketan Financial Services Private Limited which is a sister concern of Nivasa Capital Private Limited. Both of these are wholly owned subsidiaries of Oka Housing Technologies Private Limited.

Registered offices:

Niketan Financial Services Private Limited - NO.7/1 (Old No. 4/5) Ali Askar Road, Vasanth Nagar, H.K.P. Road, Bangalore North, Bangalore - 560052, Karnataka.

Oka Housing Technologies Private Limited - NO.7/1 (Old No. 4/5) Ali Askar Road, Vasanth Nagar, H.K.P. Road, Bangalore North, Bangalore - 560052, Karnataka.

Nivasa Capital Private Limited - NO.7/1 (Old No. 4/5) Ali Askar Road, Vasanth Nagar, H.K.P. Road, Bangalore North, Bangalore - 560052, Karnataka.


Branches: Mysore, Mandya, Ramanagara (Bengaluru South).

Niketan Financial Services Private Limited (Nivasa Finance) is an intermediary and Direct Selling Agent of RBI authorized Banks/NBFC's.

*Terms and conditions apply. Loan approvals are subject to the discretion of our Partner banks/NBFC's regulated by RBI.

© 2025 NIKETAN FINANCIAL SERVICES PRIVATE LIMITED. All Rights Reserved.