Build the Future of Affordable Housing Finance

Build the Future of Affordable Housing Finance

Build the Future of Affordable Housing Finance

Nivasa Finance’s APIs and tools empower you to create seamless integrations for sourcing, lending, and beyond. Whether you’re a FinTech, aggregator, lender, or value-added service provider, our platform helps you build scalable solutions.

Powerful APIs. Endless Possibilities.

Powerful APIs. Endless Possibilities.

Out-of-the-box integrations

Streamline sourcing, lending, and service delivery.

Modular & Scalable

Build only what you need, grow as your business grows.

Compliant & Secure

Stay ahead with APIs built to meet regulatory standards in India, including RBI guidelines.

Built for Developers, by Developers

Built for Developers, by Developers

Loan Sourcing API

Seamlessly integrate sourcing mechanisms for DSAs, connectors, and aggregators.

Lender API

Simplify loan approvals with banks and NBFCs via one integration.

Customer Consent Management

Manage data securely with our built-in consent workflows.

Real-Time Status Updates

Receive instant updates for every stage in the loan process.

ONDC Compatibility

Extend your reach through the Open Network for Digital Commerce.

What You Can Build

What You Can Build

Partner Integrations

Connect with banks and NBFCs as lending partners.

Aggregator-Led Sourcing

Build a custom sourcing app to onboard leads.

Value-Added Apps

Enable customers to find nearby construction material suppliers or electricians.

End-to-End Loan Apps

Develop apps to manage housing finance from sourcing to disbursement.

Join the Nivasa Finance Ecosystem

Join the Nivasa Finance Ecosystem

For Aggregators & DSAs

Sourcing tools that scale with you.

For Banks & NBFCs

Streamlined loan disbursement workflows.

For Service Providers

Build tools for construction, materials, and more.

For Aggregators & DSAs

Sourcing tools that scale with you.

For Banks & NBFCs

Streamlined loan disbursement workflows.

For Service Providers

Build tools for construction, materials, and more.

For Aggregators & DSAs

Sourcing tools that scale with you.

For Banks & NBFCs

Streamlined loan disbursement workflows.

For Service Providers

Build tools for construction, materials, and more.

Everything You Need to Build

Everything You Need to Build

Comprehensive API Documentation

SDKs and Libraries

Code Samples

Sandbox Environment

Developer Community

import axios, { AxiosError } from 'axios';

const apiKey = 'YOUR_API_KEY';

interface Variation {
  original_text: string;
  current_text: string;
  previous_variations: string[];
  screenshot: string;
  website_description: string;
}

Copy to clipboard

Comprehensive API Documentation

SDKs and Libraries

Code Samples

Sandbox Environment

Developer Community

import axios, { AxiosError } from 'axios';

const apiKey = 'YOUR_API_KEY';

interface Variation {
  original_text: string;
  current_text: string;
  previous_variations: string[];
  screenshot: string;
  website_description: string;
}

Copy to clipboard

Comprehensive API Documentation

SDKs and Libraries

Code Samples

Sandbox Environment

Developer Community

import axios, { AxiosError } from 'axios';

const apiKey = 'YOUR_API_KEY';

interface Variation {
  original_text: string;
  current_text: string;
  previous_variations: string[];
  screenshot: string;
  website_description: string;
}

Copy

"Nivasa Finance" is a brand used by Niketan Financial Services Private Limited which is a sister concern of Nivasa Capital Private Limited. Both of these are wholly owned subsidiaries of Oka Housing Technologies Private Limited.

Niketan Financial Services Private Limited (Nivasa Finance) is an intermediary and Direct Selling Agent of RBI authorized Banks/NBFC's.

Registration Information of Niketan Financial Services Private Limited

CIN : U64990KA2025PTC212331
GST : 29AALCN0968L1ZQ

*Terms and conditions apply. Loan approvals are subject to the discretion of our Partner banks/NBFC's regulated by RBI.

Niketan Financial Services Private Limited is a registered corporate partner with;

1) Muthoot Housing Finance Company Limited (Certificate No. : IN-KA45410114841114Y),

2) Jana Small Finance Bank Limited (Certificate No. : IN-KA47641739261374Y),

3) Veritas Finance Private Limited (Certificate No. : IN-KA46612278606611Y),


Nivasa Finance does not charge any commission or service fees to the customers.

Nivasa Finance provides equal opportunity assistance to all applicants in our service areas regardless of gender, religion, or community.

"Nivasa Finance" is a brand used by Niketan Financial Services Private Limited which is a sister concern of Nivasa Capital Private Limited. Both of these are wholly owned subsidiaries of Oka Housing Technologies Private Limited.

Niketan Financial Services Private Limited (Nivasa Finance) is an intermediary and Direct Selling Agent of RBI authorized Banks/NBFC's.

Registration Information of Niketan Financial Services Private Limited

CIN : U64990KA2025PTC212331
GST : 29AALCN0968L1ZQ

*Terms and conditions apply. Loan approvals are subject to the discretion of our Partner banks/NBFC's regulated by RBI.

Niketan Financial Services Private Limited is a registered corporate partner with;

1) Muthoot Housing Finance Company Limited (Certificate No. : IN-KA45410114841114Y),

2) Jana Small Finance Bank Limited (Certificate No. : IN-KA47641739261374Y),

3) Veritas Finance Private Limited (Certificate No. : IN-KA46612278606611Y),


Nivasa Finance does not charge any commission or service fees to the customers.

Nivasa Finance provides equal opportunity assistance to all applicants in our service areas regardless of gender, religion, or community.

"Nivasa Finance" is a brand used by Niketan Financial Services Private Limited which is a sister concern of Nivasa Capital Private Limited. Both of these are wholly owned subsidiaries of Oka Housing Technologies Private Limited.

Niketan Financial Services Private Limited (Nivasa Finance) is an intermediary and Direct Selling Agent of RBI authorized Banks/NBFC's.

Registration Information of Niketan Financial Services Private Limited

CIN : U64990KA2025PTC212331
GST : 29AALCN0968L1ZQ

*Terms and conditions apply. Loan approvals are subject to the discretion of our Partner banks/NBFC's regulated by RBI.

Niketan Financial Services Private Limited is a registered corporate partner with;

1) Muthoot Housing Finance Company Limited (Certificate No. : IN-KA45410114841114Y),

2) Jana Small Finance Bank Limited (Certificate No. : IN-KA47641739261374Y),

3) Veritas Finance Private Limited (Certificate No. : IN-KA46612278606611Y),


Nivasa Finance does not charge any commission or service fees to the customers.

Nivasa Finance provides equal opportunity assistance to all applicants in our service areas regardless of gender, religion, or community.

Registered offices:

Phone Number : 8549999855


Niketan Financial Services Private Limited - NO.7/1 (Old No. 4/5) Ali Askar Road, Vasanth Nagar, H.K.P. Road, Bangalore North, Bangalore - 560052, Karnataka.


Oka Housing Technologies Private Limited - NO.7/1 (Old No. 4/5) Ali Askar Road, Vasanth Nagar, H.K.P. Road, Bangalore North, Bangalore - 560052, Karnataka.


Nivasa Capital Private Limited - NO.7/1 (Old No. 4/5) Ali Askar Road, Vasanth Nagar, H.K.P. Road, Bangalore North, Bangalore - 560052, Karnataka.


Branches: Mysore, Mandya, Ramanagara (Bengaluru South).

© 2025 NIKETAN FINANCIAL SERVICES PRIVATE LIMITED. All Rights Reserved.

Registered offices:

Phone Number : 8549999855


Niketan Financial Services Private Limited - NO.7/1 (Old No. 4/5) Ali Askar Road, Vasanth Nagar, H.K.P. Road, Bangalore North, Bangalore - 560052, Karnataka.


Oka Housing Technologies Private Limited - NO.7/1 (Old No. 4/5) Ali Askar Road, Vasanth Nagar, H.K.P. Road, Bangalore North, Bangalore - 560052, Karnataka.


Nivasa Capital Private Limited - NO.7/1 (Old No. 4/5) Ali Askar Road, Vasanth Nagar, H.K.P. Road, Bangalore North, Bangalore - 560052, Karnataka.


Branches: Mysore, Mandya, Ramanagara (Bengaluru South).

© 2025 NIKETAN FINANCIAL SERVICES PRIVATE LIMITED. All Rights Reserved.